Embraer Company(Brazil Company) BRICS, Why should invest Essay

Embraer Company(Brazil Company) BRICS, Why should invest - Essay Example Different investment appraisal techniques would be applied on the forecasted financial statements of the company and then the company would be evaluated for the purpose of investment. Some of the investment appraisal techniques that have been used to analyse the company’s performance are: Net present value of the future cash flows, internal rate of return, Benefit to cost ratio, Profitability Index, and average accounting rate of return. These techniques have been used to analyse whether the company is a good option to invest or not. The expected net income has been discounted with the estimated growth of the company. Expected growth has been calculated from the growth the company achieved from its sales of last complete year i.e. sales of year 2010 and sales of year 2011 have been used to calculate the estimated growth. It has been found from the financials of the company that the company has been making an investment every year. The investment made by the company has been varying since 2007 and therefore average of the investment of the company has been taken and the same amount or the average amount has been assumed to occur in the years to come. The average investment made by the company is found to be $376.33 million (Embraer d, 2012). As the net present value of the future cash flows is positive therefore according to the NPV, one should invest in the company. However, NPV is not very high but even positive NPV investment opportunity is worth investing as it would have a higher return in future. Internal rate of return is rate of return where the future value of the cash flows is equal to 0. Internal rate of return of future cash flows is 82.37% and this is the rate where the future cash flows after being discounted are showing an NPV of 0 (Gitman, 2003). As the value of IRR is 82.37% which is more than the growth

Birthing Environments Essay Example | Topics and Well Written Essays - 1250 words

Birthing Environments - Essay Example The design of the birth environment has remained a great concern in the society right from the olden days when maternity hospitals were scarce and unpopular for many societies in the world. The essence of this paper is to evaluate the social and cultural aspects associated with childbirth as a normal life event and to which these aspects are integrated while designing the physical birth environment. Childbirth as an ordinary life event has a great significance in all societies of the world because it provides the society with the capacity to propagate its generations into the future. Even long before the invention of medicine, earlier generations regarded childbirth as a sensitive and attention-demanding process that required proper preparation right from the pregnancy period up to the moment of child delivery. In fact, the modern design of physical child birth environment has borrowed a lot of its features from the traditional practices. Emphasis of nursing care during childbirth to day can be perceived as an improved version of mid-wifely that was common in the past and is still persistent today in some cultures. Although medical practice has refined the childbirth process, there is still much that remains unsatisfying among many women who still feel the need for improvement of the design of the birth environment. Even with the introduction of maternity facilities in the medical sector, women are still yet to be contented with the birth environment provided in these hospital facilities (Squire, 2009). The social and cultural aspects of childbirth define the ideal environment that birthing should take place. While the older generations experienced home birth, currently a great number of women populations receives medical pregnancy care and deliver on the maternal environment. For instance, Australia recorded 0.2% home births among all women who delivered in 2004, while the rest delivered maternity care units in the country (Foureur, Leap, & Homer, 2013). Whethe r childbirth occurs at home or in the hospital, the serenity and the conduciveness of the environment during this process will determine the comfort that the woman receives while delivering. For instance, the privacy and freedom of the woman during the process are paramount and in some extent determines the ease of delivery. The environment, to some extent, determines the nature of the birth process, whether natural or caesarean. In this view, the physical environment where a woman delivers affects the ease of the process, comfort and care that are available for a woman to deliver successfully. The cultural perspective of child birth is historical and varies from society one society to another, but it is indisputable that each society accords great significance to the process. For instance, in the Hawaiian society, the birthing stones provided a physical environment for birth among Wahianas. In this society, childbirth was a process that started right from the time a woman became pr egnant and ended when the baby was delivered. The cultural significance that this society attached to the entire process emanates from equal importance that is accorded to the child that is delivered in the process. The Wahianas believed that Kukaniloko was a birth environment who those children who had a spiritual tie

Personal Report for Financial Services Term Paper

Personal Report for Financial Services - Term Paper Example One of the services offered by Qatar National Bank is debit cards financial service through three client segments. Debit card is a service offered to the cardholders to access the financial services electronically in making purchase payments instead of using cash. Qatar National Bank has come up with a debit card that allows the cardholders to make purchases in 200 countries and over 24 million business outlets globally. In addition, the cardholders are able to access cash in all MasterCard ATMs worldwide (QNB, 2014). The debit cards are segmented into MasterCard titanium visa gold for clients with a maximum salary of 15,000 Qatari, MasterCard visa platinum for clients with a salary exceeding 15,000 Qatari but less than 35,000 Qatari and a MasterCard visa infinite for clients with a salary of 35,000 Qatari. Similarly, Qatar National Bank offers credit cards service to its clients through three platforms that include life reward credit card, Qatar Airways credit card and Qtel Nojoom credit card (QNB, 2014). The credit card service allows the clients to make purchases of goods and services through borrowed money from the bank on a promise to pay back. Consequently, Qatar National Bank has created an account that allows the credit card holders to borrow money in making payments and accessing cash advances. Current account is another financial service that is offered by Qatar National Bank. A current account allows the clients to deposit and withdraw money without limitations. The bank allows both residents and nonresidents of Qatar to open the account. To make the account attractive to investors, the account holders are issued with free check books, debit cards, transfer of internal funds, monthly statements, and SMS banking services (QNB, 2014). Business banking service is also a financial service that is offered by the bank. This involves providing innovative value added services and products, and business financial services that promote commercial

Compare and contrast the education systems of the UK and other country Essay

Compare and contrast the education systems of the UK and other country - Essay Example School terms are similar. Both are divided in three terms, but they differ in terms of school year openings. School year in UK starts in September and ends in July. Each term has a break of few weeks, while the third term has two months vacation. The centralized system of curriculum is observed to both countries with certain dissimilarities in content. In UK, Emphasis of teaching in infant school is on reading, painting and practical lessons. At this stage children learn to read, write and count. As they move to junior level, they learn English, Math, science and technology, geography, and religion. They also learn about environment, art, music and P.E. At age 11, students go to junior level of a comprehensive school. At age 16, sixty percent of the children are ready to move to further education. All junior level students are qualified to enter FE level wherein they could enrol in vocational or academic, although this is no longer obligatory courses. FE courses prepare them for future employment. In Japan, the elementary school curriculum emphasizes study of Japanese, social studies, mathematics, science, music, arts and handicraft, and physical education. This is the stage where much emphasis and time is devoted to music, fine arts and curriculum. Japan introduced in its education system the promotion of respect for individuals, whereupon it was started in 1957 in elementary schools (Nemoto, Y. 1999) Students are required to practice moral education in their daily interactions in school and routine activities of cleaning and lunch, 2007. In high school Heirarchy and peer relations are intense and observed at this point. The method of teaching in Japan is very much different from UK in that they are concerned with developing the whole being of the child. Teachers consider it their duty to teach them with polite manners, personal hygiene,

Civilian Conservation Corps Research Paper Example | Topics and Well Written Essays - 1000 words

Civilian Conservation Corps - Research Paper Example With the value of stocks plummeting, numerous Americans faced the possibility of living in poverty. Furthermore, a huge number of employees were laid off (Otis 3). Facing harsh difficulties like diseases, poverty, and hunger, numerous Americans became more and more hopeless and anxious in the 1930’s. Various suggestions for beating the depression were given. However, President Herbert Hoover, who strongly embraced the principle of laissez-faire, chose to forgo government intervention. Hence, millions of Americans were already jobless by 1932 (Pasquill 28). It was immediately before the forthcoming election that the dynamic and vigorous Franklin Delano Roosevelt completely took part in politics and lifted up the hopes of the American people. He was a remarkable orator and activist and most of all, an honorable and dependable man that the American people had faith in. Numerous conservation projects were initiated throughout the Great Depression, to generate jobs for the jobless. President Franklin Roosevelt established the Civilian Conservation Corps (CCC) in 1933 as a component of the New Deal plan. The CCC recruited jobless young males for public conservation tasks and offered training and jobs. This research paper discusses the purpose and outcome of the Civilian Conservation Corps. ... rk, not interfering with normal employment, and confining itself to forestry, the preservation or soil erosion, flood control and similar projects† (Otis 6). The president believed that paid employment was more desired than dole out. He could also help jobless people get out of harmful environments and enhance their physical and spiritual wellbeing: â€Å"We can eliminate to some extent at least the threat that enforced idleness brings to spiritual and moral stability. It is not a panacea for all unemployed but it is an essential step in this emergency† (Pasquill 1). Moreover, the project was a specific answer to the worries of officials about the risks of inactive, unemployed youths. These officials claimed that if they make these young males occupied with tasks, it would discourage these young males from getting involved in criminal activities. It seems successful, as several authorities attribute the lowering of crime rates to the CCC (Pasquill 1-3). Recruitment and o rganization were easy. Eligible CCC aspirants have to be unmarried men between ages 18 and 25. Past that, they simply had to be healthy and unable to get by without a job. Roughly 250,000 CCC workers were organized in camps (Otis 10). Unfortunately, keeping these recruits became more difficult. The young males were maintained on a volunteer status. If they felt that the job was not suited for them, they would simply run off (Otis 13). Desertion was a major difficulty. The U.S. Army was tasked to construct and supervise the camps that accommodated the CCC workers. Life in the camps was highly organized. The CCC workers are roused by trumpet calls every morning, and the workers had to form a line and be on the dot for meals. The CCC started providing education courses in these camps by 1932 (Sanders 38).

Compare and contrast the education systems of the UK and other country Essay

Compare and contrast the education systems of the UK and other country - Essay Example School terms are similar. Both are divided in three terms, but they differ in terms of school year openings. School year in UK starts in September and ends in July. Each term has a break of few weeks, while the third term has two months vacation. The centralized system of curriculum is observed to both countries with certain dissimilarities in content. In UK, Emphasis of teaching in infant school is on reading, painting and practical lessons. At this stage children learn to read, write and count. As they move to junior level, they learn English, Math, science and technology, geography, and religion. They also learn about environment, art, music and P.E. At age 11, students go to junior level of a comprehensive school. At age 16, sixty percent of the children are ready to move to further education. All junior level students are qualified to enter FE level wherein they could enrol in vocational or academic, although this is no longer obligatory courses. FE courses prepare them for future employment. In Japan, the elementary school curriculum emphasizes study of Japanese, social studies, mathematics, science, music, arts and handicraft, and physical education. This is the stage where much emphasis and time is devoted to music, fine arts and curriculum. Japan introduced in its education system the promotion of respect for individuals, whereupon it was started in 1957 in elementary schools (Nemoto, Y. 1999) Students are required to practice moral education in their daily interactions in school and routine activities of cleaning and lunch, 2007. In high school Heirarchy and peer relations are intense and observed at this point. The method of teaching in Japan is very much different from UK in that they are concerned with developing the whole being of the child. Teachers consider it their duty to teach them with polite manners, personal hygiene,

The Reason for the Shift from Transactional To Relationship Marketing Essay

The Reason for the Shift from Transactional To Relationship Marketing - Essay Example This paper illustrates that strategies harnessed by relationship marketers to achieve their goals include focussing on retaining customers and long-term view of business relations as shown by Jaguar Land Rover Plc, focus on providing value to the customers as depicted by Mercedes-Benz, emphasizes on the provision of great service to clients as depicted at Starbucks. There is also an emphasis on quality relationships and customer contact through social media, email and text messages with this strategy exemplified by Starbucks and Costa Coffee. Business to business (B2B) approach of relationship marketing between one firm to another and focuses on the features of the product and there is the lack or very little personal emotion between the representatives of the two organizations involved. The operational guidelines of the business are the main emphasis for understanding through searching more information on the organization, and there is the requirement for marketing to be in-depth in business to business marketing. The effectiveness of marketing is dependent on the ability of the product to save time, resources, and money. On the other hand, relationship marketing approaches on business to consumer is giving a focus on product benefits and decisions have the personal emotional attachment. The message has to be short and less informed, focus on product benefits, and getting right to the point. Purchasing decisions by consumers base more on emotion.